Our Terms and How They Apply to You
pragma 123 operates under a clear set of terms that govern account creation, deposits via DANA, OVO, GoPay and QRIS, withdrawals, and account closure. Your account is your responsibility — you must be of legal age and located where access depends on local law. Deposits are
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final once confirmed; withdrawals are processed after verification of your identity. We retain account records and transaction history for the duration of your account plus seven years for compliance. If you believe we've mishandled your data or account, you have the right to request clarification, correction,
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or deletion where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.